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I think this is a scam. They send me a message that my payment account was going to be blocked because of suspicious behaviour with a link. Unfortunately for them they said they were from the wrong bank...
Hey, you have a credit to us! Make sure you will pay! You have a client that is now overstay for 15 days and we are about to file a case against you and that client! Even you dont answers our call and rejected our messages, its okay will see in court. Remember we have your passport copy and you cant just run away. So do what youre doing right now and enjoy youll see what we can do.